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Thursday, 06 March 2008 |
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By David Ogden
 I'm not an Economics Major! What do I need to know about Small Business Finance?
No, you don't need to be an economics major, but you do need to understand the basics of small business finance and good financial management. And if you are an economics major, Great! You have a big head start.
Do you need a bunch of spreadsheets? Not today, but as you plan your business and it begins to grow, you'll know how to use these! When you're starting out, there are five basics areas where you need to learn as much as you can:
Bookkeeping:
In very simple terms you need to keep track of the money that comes in and the money that goes out. It may sound a simple, and it might be in the beginning, but you're not starting this business to run for a month. Hopefully you're starting this business to last for a long time.
It's a very good idea to put a smart small business finance accounting system into place from the beginning, and get |
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Last Updated ( Thursday, 06 March 2008 )
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Wednesday, 05 March 2008 |
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By Tom Dawson
 An increasing number of Britons are worried about their capacity to manage their money, new research shows.
In the Debt Index study carried out by MoneyExpert, it was revealed that 3.04 million consumers are currently extremely worried regarding their ability to control their finances. Overall, some one in three (33 per cent) adults who are in some form of personal debt are either "concerned" or "very concerned" about how they will manage with making repayments. The firm indicated that such debts may include UK personal loans, credit cards and mortgages, with the increase in money management concerns largely being attributed to the impact of spending over the festive period.
Findings from MoneyExpert also showed that cheap personal loans are becoming increasingly popular among Britons. During the last three months the proportion of consumers with such a loan has gone up by one percentage point to 28 per cent. Uptake of overdrafts was also indicated as rising.
Research from the firm additionally showed that 27 per cent of those with debts have gone on to increase the amount by which they |
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Last Updated ( Wednesday, 05 March 2008 )
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